Starting up in business

Insuringyourbusiness

The issues to consider when starting up in business.

All Starting up in business factsheets

The insurance a business needs varies enormously by what it does and who it deals with — public liability, professional indemnity, employers' liability, and cover for premises, stock, or key individuals all address different risks. Some are a legal requirement the moment you employ anyone; others are simply prudent given what you'd lose without them.

Under-insuring to save on premiums is a common false economy, but so is paying for cover you don't need. We can point clients toward the right conversations with a broker once we understand the shape of the business and where its real exposure sits.

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